A horrific highway shooting death in Pennsylvania sparked a dispute between the parents of the victim and several auto insurance companies based in Maine. Our Maine wrongful death lawyers found it instructive to explore.
The victim was shot and then run off the road while driving on the interstate. He later died of his injuries. His assailant was initially unknown, although the incident was first believed to be a result of road rage. Later, however, the gunman was identified, and it was revealed the shooter mistook the victim for another man, whom the defendant was targeting – the paramour of a woman he’d been stalking. Authorities also suspected him of killing that woman in West Virginia the day before, and he was later convicted of her murder and sentenced to life in prison.
The question, then, was whether the decedent’s parents, as his personal representatives, could collect uninsured motorist benefits from several auto insurance carriers. Uninsured motorist benefits exist to provide coverage when someone is involved in an accident with another driver who either does not have insurance or is not identified. But the key issue in this case was the way in which the policies defined “accident.”